A Praetorian Financial Services specializes in securing financing for new and existing franchisees to:

 

Develop new units

Acquire additional units

Remodel existing units

Refinance existing debt

 

Financing assistance provided to you:

 

• Pre-screen the deal – determine your qualifications, analyze financial statements and determine or estimate cash flow.

• Establish a range of financing

• Obtain lender term sheet (expression of lender interest)

• Coordinate the gathering of all financial data, legal documents and assist in completing the loan application

• Assist in the creation of a business plan

• Assist in the creation of a pro forma analysis

• Obtain loan commitment letter

• Assist in gathering all post-commitment information needed for the lender to close the loan, i.e. - Purchase

• Agreements, Lease Agreements, Franchise Agreements, Landlord Waivers, etc.

• Close the loan

 

Please call Elissa Nevola at 888 358 3325 ext. 225 or email at elissan@praetoriangroup.net

 

 

 

Praetorian Financial Services

Franchise Finance Programs

SBA Programs

 

Loan Amounts

 

- 70 – 80% of total project costs which include:

 

• Franchise Fees

• Fee Simple Real Estate

• Furniture, Fixtures & Equipment

• Leasehold Improvements & Signage

• Working Capital & Inventory

• Soft Costs (some restrictions apply)

• Progress payments can be structured for build out of new locations

 

 

Loan Terms & Rates

 

• 7 - 10 year terms for deals with equipment and leaseholds only

• 20 - 25 year terms on the fee simple real estate portion of the transaction

• Variable interest rates – Prime + 2.00% - 2.75%

 

 

Collateral

 

• UCC Filing on all equipment financed

• Personal guarantees from all principals and spouses with 20% or more ownership

• Additional collateral required, if available

 

 

 

Portfolio Programs

 

Loan Amounts

 

- 75%-90% of "Hard Costs"

 

• Fee Simple Real Estate

• Furniture, Fixtures & Equipment

• Leasehold Improvements & Signage

 

 

Loan Terms & Rates

 

• 5 - 10 year terms for deals with equipment and leaseholds only

• 15 - 20 year terms on the fee simple real estate portion of the transaction

• Fixed and variable interest rates 

 

 

Collateral

 

• UCC Filing on all equipment financed

• Personal guarantees from all principals and spouses

• Additional collateral not required